
  :root {
    --red: #1a6b4a;
    --red-dark: #16a34a;
    --red-light: #E8193A;
    --navy: #0D1B2A;
    --navy-mid: #1A2E42;
    --steel: #2C4A6E;
    --sky: #4A90D9;
    --white: #FFFFFF;
    --off-white: #F7F8FA;
    --gray: #6B7280;
    --light-gray: #E5E7EB;
    --gold: #F5A623;
    --green: #16A34A;
    --shadow: 0 4px 24px rgba(0,0,0,0.15);
    --shadow-lg: 0 12px 48px rgba(0,0,0,0.25);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'Source Sans 3', sans-serif;
    color: var(--navy);
    background: var(--white);
    overflow-x: hidden;
  }

  h1,h2,h3,h4 { font-family: 'Oswald', sans-serif; text-transform: uppercase; letter-spacing: 0.02em; }

  /* ── TOP TRUST BAR ── */
  .trust-bar {
    background: #1a6b4a;
    color: var(--white);
    text-align: center;
    padding: 8px 16px;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.05em;
  }
  .trust-bar span { color: var(--gold); }
  .trust-bar a { color: var(--white); text-decoration: none; }

  /* ── STICKY HEADER ── */
  header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: var(--white);
    border-bottom: 3px solid var(--red);
    box-shadow: 0 2px 16px rgba(0,0,0,0.1);
  }
  .header-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 14px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
  }
  .logo {
    font-family: 'Oswald', sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: var(--navy);
    text-decoration: none;
    line-height: 1;
  }
  .logo span { color: var(--red); }
  .logo small { display: block; font-size: 10px; font-weight: 400; letter-spacing: 0.1em; color: var(--gray); text-transform: uppercase; }

  .header-cta { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }

  .phone-link {
    display: flex; align-items: center; gap: 8px;
    font-family: 'Oswald', sans-serif;
    font-size: 22px; font-weight: 600;
    color: var(--navy);
    text-decoration: none;
  }
  .phone-link .icon { font-size: 18px; }
  .phone-link small { display: block; font-size: 10px; font-weight: 400; color: var(--gray); letter-spacing: 0.08em; }

  .btn-primary {
    background: var(--red);
    color: var(--white);
    font-family: 'Oswald', sans-serif;
    font-size: 15px;
    font-weight: 600;
    letter-spacing: 0.06em;
    padding: 12px 24px;
    border: none;
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
    transition: background 0.2s, transform 0.15s;
    text-transform: uppercase;
  }
  .btn-primary:hover { background: var(--red-dark); transform: translateY(-1px); }

  /* ── HERO ── */
  .hero {
    background: var(--navy);
    position: relative;
    overflow: hidden;
    min-height: 580px;
    display: flex;
    align-items: center;
  }
  .hero-bg {
    position: absolute; inset: 0;
    background: url('https://images.unsplash.com/photo-1558618666-fcd25c85cd64?w=1400&q=80') center/cover no-repeat;
    opacity: 0.22;
  }
  .hero-diagonal {
    position: absolute; right: 0; top: 0; bottom: 0; width: 45%;
    background: var(--red);
    clip-path: polygon(12% 0, 100% 0, 100% 100%, 0% 100%);
    opacity: 0.12;
  }
  .hero-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 60px 24px;
    display: grid;
    grid-template-columns: 1fr 420px;
    gap: 48px;
    align-items: center;
    position: relative;
    z-index: 1;
    width: 100%;
  }

  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--gold);
    color: var(--navy);
    font-size: 12px; font-weight: 700; letter-spacing: 0.1em;
    padding: 6px 14px;
    margin-bottom: 18px;
    text-transform: uppercase;
  }
  .hero h1 {
    font-size: clamp(32px, 5vw, 54px);
    color: var(--white);
    line-height: 1.05;
    margin-bottom: 16px;
  }
  .hero h1 span { color: var(--gold); }
  .hero p {
    font-size: 18px; line-height: 1.6;
    color: rgba(255,255,255,0.82);
    margin-bottom: 24px;
    max-width: 520px;
  }
  .hero-bullets {
    list-style: none;
    display: flex; flex-direction: column; gap: 10px;
    margin-bottom: 32px;
  }
  .hero-bullets li {
    display: flex; align-items: center; gap: 10px;
    color: var(--white); font-size: 15px; font-weight: 500;
  }
  .hero-bullets li::before {
    content: '✓';
    background: var(--red);
    color: var(--white);
    width: 22px; height: 22px;
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 700; flex-shrink: 0;
  }
  .hero-stats {
    display: flex; gap: 28px; flex-wrap: wrap;
  }
  .hero-stat { text-align: left; }
  .hero-stat .num {
    font-family: 'Oswald', sans-serif;
    font-size: 32px; font-weight: 700; color: var(--gold);
  }
  .hero-stat .label { font-size: 12px; color: rgba(255,255,255,0.65); letter-spacing: 0.05em; text-transform: uppercase; }

  /* ── LEAD FORM ── */
  .lead-form-card {
    background: var(--white);
    padding: 32px 28px;
    box-shadow: var(--shadow-lg);
    border-top: 5px solid var(--red);
    position: relative;
  }
  .form-headline {
    font-family: 'Oswald', sans-serif;
    font-size: 20px; font-weight: 700;
    color: var(--navy);
    text-transform: uppercase;
    margin-bottom: 4px;
  }
  .form-sub { font-size: 13px; color: var(--gray); margin-bottom: 20px; }

  .form-group { margin-bottom: 14px; }
  .form-group label {
    display: block; font-size: 12px; font-weight: 700;
    letter-spacing: 0.06em; text-transform: uppercase;
    color: var(--navy); margin-bottom: 5px;
  }
  .form-group input,
  .form-group select {
    width: 100%; padding: 13px 14px;
    border: 2px solid var(--light-gray);
    font-size: 15px; font-family: 'Source Sans 3', sans-serif;
    outline: none; transition: border-color 0.2s;
    background: var(--white); color: var(--navy);
    -webkit-appearance: none;
  }
  .form-group input:focus,
  .form-group select:focus { border-color: var(--red); }
  .form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

  .submit-btn {
    width: 100%;
    background: var(--red);
    color: var(--white);
    font-family: 'Oswald', sans-serif;
    font-size: 19px; font-weight: 700;
    letter-spacing: 0.06em; text-transform: uppercase;
    padding: 17px;
    border: none; cursor: pointer;
    transition: background 0.2s, transform 0.15s;
    margin-top: 4px;
    position: relative;
    overflow: hidden;
  }
  .submit-btn:hover { background: var(--red-dark); transform: translateY(-1px); }
  .submit-btn::after {
    content: ' →';
    font-size: 20px;
  }

  .form-guarantee {
    text-align: center; margin-top: 12px;
    font-size: 12px; color: var(--gray);
    display: flex; align-items: center; justify-content: center; gap: 6px;
  }
  .form-guarantee .lock { font-size: 14px; }

  /* ── SUCCESS MESSAGE ── */
  .success-msg {
    display: none;
    text-align: center;
    padding: 32px 16px;
  }
  .success-msg .checkmark {
    width: 64px; height: 64px;
    background: var(--green);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 28px; color: white;
    margin: 0 auto 16px;
  }
  .success-msg h3 { font-size: 22px; color: var(--navy); margin-bottom: 8px; }
  .success-msg p { font-size: 14px; color: var(--gray); }

  /* ── TRUST RIBBON ── */
  .trust-ribbon {
    background: var(--off-white);
    border-top: 1px solid var(--light-gray);
    border-bottom: 1px solid var(--light-gray);
    padding: 20px 24px;
  }
  .trust-ribbon-inner {
    max-width: 1200px; margin: 0 auto;
    display: flex; align-items: center; justify-content: center;
    gap: 40px; flex-wrap: wrap;
  }
  .trust-item {
    display: flex; align-items: center; gap: 10px;
    font-size: 14px; font-weight: 600; color: var(--navy);
    white-space: nowrap;
  }
  .trust-item .icon { font-size: 22px; }

  /* ── SECTION STYLES ── */
  section { padding: 72px 24px; }
  .section-inner { max-width: 1100px; margin: 0 auto; }
  .section-label {
    font-size: 12px; font-weight: 700; letter-spacing: 0.14em;
    color: var(--red); text-transform: uppercase; margin-bottom: 10px;
  }
  .section-title {
    font-size: clamp(26px, 4vw, 40px);
    color: var(--navy); margin-bottom: 14px; line-height: 1.1;
  }
  .section-desc {
    font-size: 16px; color: var(--gray); line-height: 1.65;
  }

  /* ── SERVICES ── */
  .services-bg { background: var(--white); }
  .services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 24px; margin-top: 48px;
  }
  .service-card {
    border: 2px solid var(--light-gray);
    padding: 28px 22px;
    transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
    cursor: default;
    position: relative;
    overflow: hidden;
  }
  .service-card::before {
    content: '';
    position: absolute; top: 0; left: 0; width: 4px; height: 100%;
    background: var(--red);
    transform: scaleY(0); transform-origin: bottom;
    transition: transform 0.2s;
  }
  .service-card:hover { border-color: var(--red); transform: translateY(-4px); box-shadow: var(--shadow); }
  .service-card:hover::before { transform: scaleY(1); }
  .service-icon { font-size: 36px; margin-bottom: 14px; }
  .service-card h3 { font-size: 17px; color: var(--navy); margin-bottom: 8px; }
  .service-card p { font-size: 14px; color: var(--gray); line-height: 1.55; }
  .service-kw { font-size: 12px; color: var(--sky); font-weight: 600; margin-top: 10px; }

  /* ── HOW IT WORKS ── */
  .how-bg .section-title { color: var(--white); }
  .how-bg .section-desc { color: rgba(255,255,255,0.65); }
  .steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 32px; margin-top: 52px;
    position: relative;
  }
  .step {
    text-align: center; padding: 0 8px;
  }
  .step-num {
    width: 60px; height: 60px;
    background: #eda025;
    font-family: 'Oswald', sans-serif;
    font-size: 26px; font-weight: 700; color: var(--white);
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 18px;
    position: relative;
  }
  .step h3 { font-size: 17px; color: var(--white); margin-bottom: 10px; }
  .step p { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.6; }

  /* ── WHY US ── */
  .why-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px; align-items: center;
  }
  .why-list { list-style: none; margin-top: 24px; display: flex; flex-direction: column; gap: 18px; }
  .why-list li {
    display: flex; gap: 14px; align-items: flex-start;
  }
  .why-list .icon-box {
    width: 44px; height: 44px; background: var(--red);
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; flex-shrink: 0;
    color: white;
  }
  .why-list h4 { font-size: 15px; color: var(--navy); margin-bottom: 3px; }
  .why-list p { font-size: 14px; color: var(--gray); }

  .why-image-side {
    position: relative;
  }
  .why-img {
    width: 100%; aspect-ratio: 4/3;
    object-fit: cover;
    display: block;
  }
  .why-badge {
    position: absolute; bottom: -20px; left: -20px;
    background: var(--red);
    color: var(--white);
    padding: 20px;
    text-align: center;
    width: 140px;
    box-shadow: var(--shadow);
  }
  .why-badge .big { font-family: 'Oswald', sans-serif; font-size: 36px; font-weight: 700; line-height: 1; }
  .why-badge small { font-size: 12px; letter-spacing: 0.05em; text-transform: uppercase; }

  /* ── TESTIMONIALS ── */
  .testimonials-bg { background: var(--off-white); }
  .reviews-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px; margin-top: 48px;
  }
  .review-card {
    background: var(--white);
    padding: 28px 24px;
    border-bottom: 4px solid var(--red);
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  }
  .stars { color: var(--gold); font-size: 18px; margin-bottom: 14px; }
  .review-text { font-size: 15px; color: var(--navy); line-height: 1.65; margin-bottom: 18px; font-style: italic; }
  .reviewer { display: flex; align-items: center; gap: 12px; }
  .reviewer-avatar {
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--navy);
    display: flex; align-items: center; justify-content: center;
    font-family: 'Oswald', sans-serif;
    font-size: 18px; color: var(--white); font-weight: 700;
    flex-shrink: 0;
  }
  .reviewer-name { font-weight: 700; font-size: 14px; color: var(--navy); }
  .reviewer-loc { font-size: 12px; color: var(--gray); }

  /* ── COVERAGE MAP ── */
  .states-section { background: var(--white); }
  .states-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(100px, 1fr));
    gap: 8px; margin-top: 36px;
  }
  .state-item {
    background: var(--off-white);
    border: 1px solid var(--light-gray);
    padding: 8px 10px;
    text-align: center;
    font-size: 13px; font-weight: 600; color: var(--navy);
    transition: background 0.15s, color 0.15s;
  }
  .state-item:hover { background: var(--red); color: var(--white); border-color: var(--red); }

  /* ── CTA BANNER ── */
  .cta-banner:before,.how-bg:before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta-banner,.how-bg {
    background: linear-gradient(135deg, #124d36 0%, #124D38 60%, #2e9e6b 100%);
    padding: 52px 24px 80px;
    text-align: center;
    position: relative;
    overflow: hidden;
}
  .cta-banner h2 { font-size: clamp(28px, 5vw, 46px); color: var(--white); margin-bottom: 14px; }
  .cta-banner p { font-size: 17px; color: rgba(255,255,255,0.85); max-width: 560px; margin: 0 auto 30px; line-height: 1.55; }
  .btn-white {
    background: var(--white);
    color: var(--red);
    font-family: 'Oswald', sans-serif;
    font-size: 18px; font-weight: 700;
    letter-spacing: 0.06em; text-transform: uppercase;
    padding: 16px 36px;
    border: none; cursor: pointer;
    text-decoration: none;
    display: inline-block;
    transition: transform 0.15s, box-shadow 0.15s;
    box-shadow: 0 4px 20px rgba(0,0,0,0.2);
    position: inherit;
    z-index: 2;
  }
  .btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(0,0,0,0.25); }

  /* ── FAQ ── */
  .faq-section { background: var(--off-white); }
  .faq-list { max-width: 720px; margin-top: 40px; }
  .faq-item {
    border-bottom: 1px solid var(--light-gray);
    margin-bottom: 0;
    overflow: hidden;
  }
  .faq-question {
    width: 100%; background: none; border: none; cursor: pointer;
    padding: 20px 0;
    display: flex; justify-content: space-between; align-items: center;
    font-family: 'Oswald', sans-serif;
    font-size: 17px; font-weight: 600; color: var(--navy);
    text-transform: uppercase; letter-spacing: 0.02em;
    text-align: left;
  }
  .faq-toggle { font-size: 22px; color: var(--red); flex-shrink: 0; margin-left: 12px; transition: transform 0.25s; }
  .faq-answer {
    max-height: 0; overflow: hidden;
    font-size: 15px; color: var(--gray); line-height: 1.7;
    transition: max-height 0.3s ease, padding 0.3s;
    padding: 0;
  }
  .faq-item.open .faq-answer { max-height: 300px; padding-bottom: 18px; }
  .faq-item.open .faq-toggle { transform: rotate(45deg); }

  /* ── FOOTER ── */
  footer {
    background: linear-gradient(135deg, #124d36 0%, #124D38 60%, #2e9e6b 100%);
    padding: 52px 24px 20px;
    text-align: left;
    position: relative;
    overflow: hidden;
    color: rgba(255,255,255,0.65);
  }
  footer:before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
  .footer-inner {
    max-width: 1100px; margin: 0 auto;
    display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px;
    margin-bottom: 40px;
    position: inherit;
    z-index: 2;
  }
  footer .logo { color: var(--white); margin-bottom: 14px; display: block; }
  footer .logo span { color: var(--red); }
  footer p { font-size: 14px; line-height: 1.7; }
  .footer-col h4 {
    font-family: 'Oswald', sans-serif; font-size: 16px; font-weight: 600;
    color: var(--white); text-transform: uppercase; margin-bottom: 16px;
    border-bottom: 2px solid var(--red); padding-bottom: 8px; display: inline-block;
  }
  .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
  .footer-col ul li a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 14px; transition: color 0.15s; }
  .footer-col ul li a:hover { color: var(--white); }
  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 22px;
    text-align: center; font-size: 13px;
    max-width: 1100px; margin: 0 auto;
    z-index: 2;
    position: inherit;
  }
  .footer-bottom a { color: rgba(255,255,255,0.5); }

  /* ── PHONE CTA FLOAT ── */
  .float-cta {
    position: fixed; bottom: 24px; right: 24px; z-index: 99;
    display: flex; flex-direction: column; align-items: flex-end; gap: 10px;
  }
  .float-phone {
    background: var(--navy);
    color: var(--white);
    padding: 14px 20px;
    display: flex; align-items: center; gap: 10px;
    box-shadow: var(--shadow-lg);
    text-decoration: none;
    font-family: 'Oswald', sans-serif;
    font-size: 18px; font-weight: 600;
    animation: pulse 2.5s ease-in-out infinite;
  }
  .float-form-btn {
    background: var(--red);
    color: var(--white); text-decoration: none;
    padding: 13px 20px;
    font-family: 'Oswald', sans-serif; font-size: 15px; font-weight: 600;
    letter-spacing: 0.06em; text-transform: uppercase;
    box-shadow: var(--shadow-lg);
    transition: background 0.2s;
  }
  .float-form-btn:hover { background: var(--red-dark); }

  @keyframes pulse {
    0%,100% { box-shadow: 0 0 0 0 rgba(200,16,46,0.5); }
    50% { box-shadow: 0 0 0 10px rgba(200,16,46,0); }
  }

  /* ── RESPONSIVE ── */
  @media (max-width: 900px) {
    .hero-inner { grid-template-columns: 1fr; }
    .lead-form-card { max-width: 540px; }
    .why-inner { grid-template-columns: 1fr; }
    .why-image-side { order: -1; }
    .why-badge { left: 16px; bottom: 0; }
    .footer-inner { grid-template-columns: 1fr 1fr; }
  }
  @media (max-width: 600px) {
    .header-inner { padding: 12px 16px; }
    .phone-link { font-size: 18px; }
    .form-grid-2 { grid-template-columns: 1fr; }
    .footer-inner { grid-template-columns: 1fr; }
    .float-cta { bottom: 12px; right: 12px; }
    .hero-inner { padding: 40px 16px; }
    section { padding: 52px 16px; }
    .trust-ribbon-inner { gap: 20px; }
    .hero-stats { gap: 16px; }
  }